Offices Explanation of the Comprehensive Health Fee & Student Insurance

All students enrolled at Marlboro College, for 8 credits or more, pay the comprehensive health fee. This fee provides unlimited access to the services of the Marlboro College Total Health Center within the scope of its capacity and operating hours. The Marlboro College Total Health Center employs a Nurse Practitioner (NP), who is licensed to write prescriptions and provide almost all of the services offered by a physician. The NP acts as the student’s primary care provider. The Total Health Center also employs two licensed mental health counselors and a registered nurse. Consultation to the Total Health Center is provided by a collaborating physician and a consulting psychiatrist.

The Comprehensive Health Fee also provides students with an Accident and Sickness Health Insurance Policy, underwritten by Peoples Benefit Life Insurance Company and administered by Bollinger, Inc. This policy provides students with a $500.00 Pharmacy Plan through CareMark in addition to coverage for accidents and sickness. You will be receiving an identification card for use under this policy. While this is not a “Health Maintenance” plan, it does provide coverage for any necessary treatments (laboratory testing, X-rays, physical therapy), or hospitalizations referred by health center staff to off campus providers. With the exception of mental health services, services from off campus providers that are available in the Total Health Center, e.g., physical exams, PAP smears, are not covered. Only a few over the counter medications provided by the medical office for student convenience, are charged to individual students. Please refer to the Student Health Insurance brochure for a general summary of benefits, limitations, and exclusions. This will be handed to you on enrollment day.

Please understand that our student health plan is an accident and sickness plan and is secondary to any coverage that a student may have through a parent’s employer or an independent policy. We strongly advise that existing policies be maintained, especially if the student has a “pre-existing condition”. This insures the best possible coverage for the student, as the student health insurance will reimburse any remaining balances or deductibles left by the primary insurance policy, subject to the terms of the Master Policy on file at the College.

If health insurance coverage is in place for a student, having a copy of the insurance card on file in the Health Service is required if outside services are necessary. Prescription coverage can only be processed directly if a copy of both sides of a pharmacy card can be provided to our pharmacy. For those students who will be maintained on a private policy, providing the necessary information to the Health Center will facilitate direct billing to the insurance company should any outside services be needed.

If you do not have insurance coverage for the student, it would be helpful in expediting any future claims if you could provide the Health Center with a brief letter, on your employer’s letterhead, stating that your child is not insured through a company policy. This letter is required when initial claims are filed.

Student Health Insurance

• Bollinger, Inc. This site is specific to Marlboro and contains information about our plan.
• Student Health Insurance Brochure (pdf)
• Preferred Provider Organization